Working in the Latent Defects market, we often receive the same question from many of our clients…
“What is the difference between a Structural Warranty and Professional Consultants Certificate (PCC)?”

Structural Warranty: – also known as Latent Defects/Residential Warranty

• A structural Warranty covers the cost incurred for restoring your property from a structural defect
• 10 or 12-year guaranteed cover
• No requirement to prove negligence in order to recover repair costs
• Additional security for funders and owners
• Extensions available to protect contractors and professional team
• Allows property developers to sell their new development to potential purchasers who require a mortgage

Professional Consultants Certificate (PCC): – also known as an Architects Certificate

• Usually Valid for 6 years from issue
• If the professional ceases to trade, the PCC is no longer valid
• Negligence has to be proven before they are liable to actually repair any issues in the property·
• The bulk of the market requires a structural warranty to be in place in order to release funds to a purchaser.